Dental Plan Info

You will have a choice of two dental plans, both provided by Aetna. Employees may enroll in a dental plan through FCPS without enrolling in a medical plan through FCPS.

Aetna Dental Preferred Provider Organization (DPPO)

The Aetna DPPO includes the following features:

  • A large nationwide network of dental providers.
  • In and out of network benefits are available (although a lower level of benefits applies if services are received from out of network providers).
  • Preventive care is covered at 100% if received from an in-network provider.
  • An extra cleaning or visit to a dentist to treat gum disease if you are pregnant or have diabetes or heart disease.
  • An annual maximum benefit of $1,500 in network and $1,200 out of network.
  • Orthodontia treatment is available for children under age 20; the lifetime orthodontia maximum is $1,500 in network and $1,000 out of network.

Please note the following plan changes to the Aetna DPPO for 2018:

  • The annual maximum benefit will increase from $1,500 to $1,750 in network and from $1,200 to $1,500 out of network.
  • Preventive cleanings will no longer count towards the in-network and out-of-network annual maximum.

Aetna Dental Maintenance Organization (DMO)¹/Dental Network Only (DNO)

The Aetna DMO/DNO includes the following features:

  • All services must be received from in-network providers; out-of-network benefits are not available.
  • Diagnostic, preventive, and basic restorative care covered at 100% when received from participating providers.
  • An established fee schedule for each covered procedure which allows you to estimate your out of pocket cost before care is received.
  • No maximum annual benefit.
  • An extra cleaning or visit to a dentist to treat gum disease if you are pregnant or have diabetes or heart disease.
  • Orthodontic procedures are covered for adults and children when received from a participating provider.
  • Lower premiums than the DPPO plan.

¹In Virginia, the DMO plan is known as the Dental Network Only plan (DNO). DNO in Virginia is not an HMO. To receive maximum benefits, members must choose a participating primary care dentist to coordinate their care with network providers.

Click on the links below to learn more about the Aetna Dental PPO plan and Aetna DMO/DNO plan.